You could make an argument that not using banking apps decreases your security, since most banks use either SMS or those apps as the second factor while confirming the operations. It is true that the apps are of varying quality, but SMS is not really a serious alternative. Some banks do have apps that are limited to confirming operations, and one bank where I live did recently start accepting U2F, which is amazing news.
You might also like https://github.com/nvim-neorg/neorg which is not meant to be compatible with Emacs org-mode, but rather something new that’s built around similar ideas but for Neovim. Hadn’t used it myself though, only heard about it.