Keep in mind that the sub count you see is the number of subscribers from your instance. I see 9.3k from my lemmy.world account, 250ish from my lemmy.ml account, and 300ish from my lemm.ee account.

Not sure how/where OP sees 12k though.

This helped a ton for me, I opened a second savings account for travel/vacation savings and I have thought about opening another checking to separate “fun” money from expenses money.

Some banks make it really easy, where you can freely create sub-accounts for each bucket of money, but it seems like a majority make you apply for each account. In my experience, the application gets instantly approved, but it makes it seem harder and scarier than it really should be.

I have had too many times where I have been confused trying to figure out a giant nested loop because the writer used i/j/k or x/y/z. It’s even worse when they confused when a particular bug is because they confused what their single letter variables were and used j somewhere instead of i and no one caught it because it is so easy to brush over. Name your stuff what it is, make your life easier, make others lives easier.