Sure! I use it “as intended”. I pay later. But I only use it when I know that there’s going to be money later (I have money now) and I plan my economy pretty thoroughly. It gives me some extra space when I need it, and makes it so I don’t have to put out my own money to companies I haven’t purchased from before, which can be useful since I tend to look for the best deal available and that often leads me to smaller shops that have no ratings or other reputation online.
Is there an advantage to buying from unknown shops via Klarna as opposed to paying directly? Does Klarna deal with any dispute or do they demand the money from you anyway?
Sure! I use it “as intended”. I pay later. But I only use it when I know that there’s going to be money later (I have money now) and I plan my economy pretty thoroughly. It gives me some extra space when I need it, and makes it so I don’t have to put out my own money to companies I haven’t purchased from before, which can be useful since I tend to look for the best deal available and that often leads me to smaller shops that have no ratings or other reputation online.
Is there an advantage to buying from unknown shops via Klarna as opposed to paying directly? Does Klarna deal with any dispute or do they demand the money from you anyway?
I have found that its easier to get refunded because you haven’t paid yet and Klara has more power to get a refund
This